Sunday, 11 November 2018

Keeping Your Credit Score High For Your Family's Sake

When we live alone, we tend to neglect financial planning. We tend to see our wages go into our bank accounts, direct debits take money needed to pay for bills straight out, and we simply spend the rest as we see necessary. If we are running a little short, we simply go without until we are next paid. However, when we have a family and take on responsibility over other’s well being, financial planning becomes that bit more important. We don’t want our little ones to have to struggle or go without at any point, and we need to make sure that we have extra money available to cover unexpected expenses (which tend to appear much more frequently when you have others’ needs to meet as well as your own). Budgeting, of course, is the first logical step that you should take in order to ensure that your money is spread logically and evenly throughout the month. However, another good way to give yourself a little financial security to lean back on is to ensure that you always have a good credit score. This will allow you to take out credit or loans as and when necessary. This money could tide you over, ensuring you can cover unexpected expenses without struggling. If you have a poor credit rating, you may be rejected from applications. But if your credit score is high, you are much more likely to be accepted quickly. So, here are a few steps that you can take in order to keep your credit score as high as possible!

Saturday, 3 November 2018

Hidden Costs When Buying A Home

Planning on buying a home? The deposit isn’t all you have to save up for. As many first time home buyers discover, the process involves all kinds of hidden extra costs. Together these cost several thousands, pushing many people beyond their budget. Here are just some of the hidden costs to look out for so you can budget accordingly.

Thursday, 18 October 2018

Only Mum's of Boys Will Understand


A couple of years ago we received a gift for our oldest boy Tommy, they apologised, saying they mistakenly got the "girls version", in other words it was pink. I think I nervously laughed and said it was fine. Really what difference does it make? Tommy didn't mind and still to this day will sometimes play with it and now our youngest boy Fraser plays with it too. Gender is just a thing as adults we put on children. Tommy has both a tool bench and play kitchen, he likes them both equally. One shouldn't be seen as a girls toy and the other as a boys toy, they are just toys.

Wednesday, 26 September 2018

Giving Your Kids The Best Night's Sleep They've Ever Had

Being a Mum is hard work, especially when your kids just won’t settle down for sleep at night, and you’re simply not sure what to do next. You’ve given them some warm milk, you made sure their dinner wasn’t too early or too late, and you’ve read them all a story to get them into the bedtime mood. But still, they get up from their covers repeatedly, and you’re at your wit’s end.

Eventually they’ll go to sleep, of course, but being able to wait for that moment as a slightly exhausted parent is a struggle. So we need to make sure your children’s rooms, and their beds in particular, are perfect for getting an easy and comfortable good night’s rest! If you make the experience more friendly and your kids won’t have any trouble getting used to a sleep schedule.

She looks like she’ll have a great night of rest. (Image)

Saturday, 8 September 2018

Get Ready for Your New Arrival by Preparing the Home

It’s understandable that your mind isn’t really on your home when you’re getting ready to give birth. You have a million other things to look forward to and worry about, but getting your home ready for the new arrival is something that you really shouldn’t ignore. You want your home to be just right for the new baby, and your life will be a lot easier if it is. Here are some of the ways in which you can prepare your home the right way.

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